An e-check is a way for individuals and businesses to make payments from their checking account digitally. This method can offer a number of advantages for both those making and those receiving these transactions. In order to use an e-check texas you will need to have the bank’s routing number and your checking account number and of course your name on the account-checks and electronic payments are commonly used to make online transactions. Among the advantages to this method of payment include speed of processing and an electronic record of your transactions. E-checks are an electronic version of a paper check and are used to make payments online by both consumers and businesses through a data networks.E-checks are commonly used by businesses and consumers to pay their bills because they are reliable and transactions can be conducted immediately without delay. These transactions are also less expensive for businesses than purchasing checks and mailing them out on regular base. These payments are also beneficial because they eliminate the possibility of being late with a payment because of delayed or lost email. These payments can also be tracked digitally, making it easier for businesses to keep track of payments for employees and vendors and also to see when they receive payments from users.