Despite being eligible for an accident at work claim, several victims don’t receive compensation money. Have you ever wondered why this happens? Let me tell you the root cause behind this. One of the main reasons is that people are afraid to deal with the insurance claims adjuster for years. They think that it would take years to get their injury at work claim.
However, that’s not the case. Once you figure out what can cause a delay in your claim, you can overcome these issues to get your compensation as soon as possible. That’s what we are going to do here. Let’s have a look at the factors that can possibly delay your injury at work claim.
Not Reporting Your Accident
After the accident, it’s crucial to report your workplace accident to the authorities. If you fail to do so, the manager may hold the stance that they were unaware of the accident. It can backfire and you may even lose your accident or it may, at least, linger on your claim. You would never want such a trivial formality to cause a delay in your claim. That’s why always approach the manager and ask them to record your accident in the accident book.
Waiting Too Much Or Filing Too Early
Both of these strategies are wrong. You may have seen people rushing to make a claim to get the amount of compensation ASAP. However, doing so can be a problem and you may have insufficient pieces of evidence to make a claim that will ultimately be a cause of delay in your workplace accident claim.
On the other hand, waiting too much to make a claim can also be a problem and delay your claim. That’s why you should make a claim against your employer when you have sufficient pieces of evidence without considering how much time has passed since your accident at work.
Being Partly At Fault
Someone may have told you that you can’t make a claim if you are at fault. Don’t let them mislead you. You can file for a work accident compensation claim even if you are partially at fault. The only difference is that your amount of compensation will be reduced as per your share of fault in the accident. However, it can cause a delay in getting your compensation because reaching figuring out the share of fault for shared liability is time-consuming.
Not Having Witnesses In Your Case
When it comes to getting a work injury compensation claim, witnesses play a key role not only in making a successful claim but also in reducing the time it takes to settle a claim. If you have witnesses, it would take less time to prove that the accident was not caused by your fault. Hence, reducing the settlement time.
It rarely happens that an employer may confess that the accident was caused due to their own negligence. Mostly, employers deny this fact and try to deny your claim money. The same is the case with the claims adjuster. They also try to delay your claim. Hence, the denial of the employer to accept their responsibility can significantly delay your compensation money.